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  If you are a self-employed professional in Canada, whether you’re an IT consultant, a skilled tradesperson, or a small business owner, you’ve likely noticed that the road to homeownership feels a bit steeper for you. You’ve built a successful career, you manage your own time, and you contribute significantly

  Finding the right path to homeownership isn’t always a straight line, especially in today’s shifting financial landscape. If you’ve recently walked into your local bank only to be told “no,” you aren’t alone. In 2026, many Canadians, from hardworking entrepreneurs to those navigating a temporary credit dip, are finding

  Are you ready for your mortgage renewal? If you’re like most Canadians, your renewal date is approaching fast. In fact, by the end of 2026, nearly 60% of all outstanding mortgages in Canada will have come up for renewal. Many of these were signed during the ultra-low rate period

  If you bought a home or renewed your mortgage between 2020 and 2022, you likely enjoyed some of the lowest interest rates in Canadian history. But as the calendar flips closer to 2026, many homeowners are feeling a sense of unease. With the Bank of Canada signaling that many

  Deciding between a fixed and variable mortgage rate is often the biggest hurdle homeowners face. Whether you are a first-time buyer or a seasoned investor, the “rate-cut cycle” we’ve navigated recently has likely left you wondering where to park your money for the next few years. At Strategic Mortgage